, it counts toward earning the card's sign-up bonus. They then reported my account as closed by credit grantor which dropped my score. Our partners cannot pay us to guarantee favorable reviews of their products or services. The Hilton Honors American Express Aspire credit card is ideal for regular travelers who are loyal to the Hilton brand. Select your favorite card design from our gallery, for free! The Aspire Platinum Rewards Mastercard® offers a hard-to-find combination of debt-busting features, along with modest rewards and some unique perks. Complaint / review / scam report Aspire Credit Card Beware of this company! There's no yearly cost to carry the card, no fee for transferring a balance during the first six months, an intro APR period for balance transfers, and a lower-than-average 1% foreign transaction fee. A 0% intro APR offer and a potentially low ongoing interest rate: The card provides a short break from interest payments when you transfer a balance. You'll have to be a member of Aspire Federal Credit Union to get the card. offers a hard-to-find combination of debt-busting features, along with modest rewards and some unique perks. I would not wish this card on my worst enemy. The Bank of Missouri offers credit cards that help people with fair or poor credit rating to rebuild and improve their credit scores. With the. Most credit cards specifically prohibit this. To see how these options stack up with the competition, see our roundup of the best credit card offers right now. It took me years to build my credit score to what is is today which is good, not great but in the 700 range. Companies pay us to be accredited or when you click a link, call a number or fill a form on our site. $150.00 account maintenance fee and a late fee of $40 lol, I’m not that desperate. I no longer have an Aspire card, however I did, and I would not tell anyone to get a card/account with this company. They did however call me every single day. I figured I would apply for it to pay off a couple of bills. showcases some coveted features for a card designed primarily for tackling debt. After that, it’s either $5 or 2% of the amount of each transfer, whichever is greater. The Bank of Missouri. This was the annual fee of $59 plus the five dollar monthly fee. Your security is important to us. The First Access Visa® Credit Card (issued by the Bank of Missouri) is available to people with bad credit, but having bad credit shouldn’t sentence you to a bad card. Our partners compensate us. And if you're looking to transfer a particularly large balance, you can find cards that offer much lengthier intro APR periods. A sign-up bonus that rewards the balance transferred: Unlike most credit cards, when you transfer a balance to the. Thank you, you have successfully subscribed to our newsletter! Get. First National Bank Visa Credit Card is a credit card issued by First National Bank. However, this does not influence our evaluations. Become a NerdWallet member, and we’ll send you tailored articles we think you’ll love. 24/7 mobile account access with no security deposit required; $0 fraud liability if your card is lost or stolen; All credit histories considered for this no security deposit credit card; Online Customer Center available 24 x 7; Issued by The Bank of Missouri Like many people I'm having trouble paying my credit cards because of COVID 19. (Registration required) The free VantageScore 3.0 credit score provided by Equifax is for educational purposes only and may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions. Balances transferred after that don’t incur a balance transfer fee, but you’ll have to pay the ongoing APR. NerdWallet strives to keep its information accurate and up to date. Today, most people carry credit cards and debit cards to make everyday purchases. Do not forget to check annual fee and penalty fees as well. Membership is required: Membership at New Jersey-based Aspire Federal Credit Union is available to employees of participating organizations and their qualifying family and household members. Both of these credit unions offer memberships with a qualifying donation. When you picked up a few Bank of Missouri credit cards that are good for your credit, review their terms and benefits. The Bank of Missouri is a U.S. based bank with over 100 years of history. Two other cards were fraudulently used and the purchases were forgiven. That's an impressive combo. The fact that they outsource makes me angry enough. Aspire Visa Rating Based on 13 Reviews. The bottom line: This card offers some hard-to-find features for those looking to pay down debt, and its modest rewards may make it worth keeping around afterward. As a Visa credit card, customers can enjoy unparalleled benefits from Visa International. Product: The Bank of Missouri Credit Cards. Its location on this page may change next time you visit. With the help of aspirecard.com the customers of the company can enjoy many free services of aspirecard.com. Get 0% introductory APR on balance transfers for the first six months, and then the ongoing APR of 10.90% - 18.00% Variable. Points are worth 1 cent a piece regardless of the redemption option you choose. To see how these options stack up with the competition, see our roundup of the. The creditor for Aspire Visa cards is Columbus Bank and Trust. If you're wondering whether First National Bank Visa Credit Card is the right card for you, read on. When I said that, the agent I spoke to got annoyed with me and told me that it’s They can. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by The Bank of Missouri of any information in any hyperlinked site. Original review: Dec. 3, 2020. Stay away from this company as far as you can. It's a low rewards rate, but some balance transfer credit cards don’t offer rewards at all. Eventually I talked myself into it to use it to keep business expenses easily separated for taxes. I received a pre-approved letter for a Aspire credit card with a $700 credit limit. If you are not going to pay off the balance on your new credit card, check out interest rates. We’ll start sending you the news you need delivered straight to you. Pre-qualified offers are not binding. I reported the card stolen the same day I spoke with the Fraud department. I've had only issueis with this particular organization. Get the The Bank of Missouri Platinum Visa® Credit Card card today. ... Let's take the Tribute MasterCard and the Public Savings Bank Secured Card. They continued to bill me for the protection but do not allow it to be used. It has a $0 annual fee and a 3% intro balance transfer fee and up to a 5% fee on future balance transfers (see terms.). With all the negative reviews I can’t see how they got a 3 1/2 stars. Aspire Platinum Mastercard review: A balance transfer credit card for the budget-savvy consumer Joining a credit union can bring welcome perks, like lower credit card interest rates. Modest rewards: The Aspire Platinum Rewards Mastercard® offers 1 point per $1 spent on all purchases. Mastercard benefits: Extended warranties, price protection, ID theft resolution. Or opt for a rewards credit card from a major issuer, where membership isn't required. NerdWallet's ratings are determined by our editorial team. Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. A sign-up bonus that rewards the balance transferred: Unlike most credit cards, when you transfer a balance to the Aspire Platinum Rewards Mastercard®, it counts toward earning the card's sign-up bonus. Melissa Lambarena is a credit cards writer at NerdWallet. All together, this means more of your money can go toward paying down your debt. I had this card for about a year, had a zero balance and I knew that when my year was up they were going to charge me a monthly fee and an annual fee of $59. 36% APR. Our opinions are our own. $175 Joining fee. All Rights Reserved. It is an independent community bank and currently operates 23 banks throughout Missouri. Me just being the unlucky one, is a stretch to believe at this point. FAQ. They did nothing but let the interest build. Most credit cards specifically prohibit this. Aspire Credit Card Complaints & Reviews. Melanie. The Aspire Credit Card product are issued by The Bank of Missouri, St.Robert, Missouri. I figured I would apply for it to pay off a couple of bills. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. The Aspire Platinum Rewards Mastercard offers a coveted combo of debt-busting features. Our content is intended to be used for general information purposes only. Supplied all necessary information, responded within the time frame and after three months was told they rejected it because it came in late, even though it was sent (2 copies) within 15 days. The Bank of Missouri Visa® Platinum Card is a pared-down, no-nonsense credit card with a great low introductory APR for purchases and balance transfers. It is important to be aware of all possible fees and charges to be able to manage your credit card account responsibly. The credit limit for a Central Bank of India Aspire Credit Card is generally offered based on the amount deposited by the customer, while opening the Cent Aspire Term deposit. Balances transferred after that don’t incur a balance transfer fee, but you’ll have to pay the ongoing APR. APR: 0% introductory APR on balance transfers for the first six months, and then the ongoing APR of 10.90% - 18.00% Variable. - Duration: 4:33. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews. I called and canceled the account. Pre-qualified offers are not binding. You don’t have credit card debt: If you have good credit and are in the habit of paying off your balance in full each month, other credit cards can reward you much more handsomely. December 19, 2020 • @valeries_20. , an offer Aspire notes is worth $50 in cash back. In addition to those, Bank of Missouri issues the Ollo Platinum and the Ollo Rewards credit cards. First National Bank Visa Credit Card Review. I spoke to them several times with no satisfaction. Do not get any card … My Bank and statements show NO ATTEMPTS to take this money. Clearly they are predators. If they are on your report, but you didn't apply for a card, Credit Glory helps you dispute and remove the inquiry. Consider the, Discover it® Balance Transfer (No longer in market), 0% on Purchases for 6 months and 0% on Balance Transfers for 18 months, and then the ongoing APR of 11.99% - 22.99% Variable APR, annual fee and a 3% intro balance transfer fee and up to a 5% fee on future balance transfers (see terms. You can redeem points for travel, cash back, gift cards and merchandise through the CURewards website or app for iPhone and Android devices. , for example, balances transferred within the first 45 days get an intro APR period but incur a balance transfer fee. The Bank of Missouri reviews, contact info, products & FAQ. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Highly not recommended! The result of independent research by our editorial team while cardholder reviews are the result of independent by. 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